Applying for disability benefits with stage 4 chronic kidney disease is definitely worth exploring, especially since managing this condition can make it difficult to work full time.
Here are some key things to know:
- Medicare may be available to you at any age if you have kidney failure (stage 5/end-stage renal disease) and Show Full Answer
Applying for disability benefits with stage 4 chronic kidney disease is definitely worth exploring, especially since managing this condition can make it difficult to work full time.
Here are some key things to know:
- Medicare may be available to you at any age if you have kidney failure (stage 5/end-stage renal disease) and need dialysis or a transplant
- Medicaid may be an option if your income is low, with eligibility varying by state
- COBRA can extend employer coverage, though it can be costly — up to 102% of the plan cost
- The Health Insurance Marketplace is often more affordable than COBRA if you're self-employed, part-time, or between jobs For financial help with medical costs, these organizations specifically support people with kidney disease:
- American Kidney Fund
- Patient Advocate Foundation
Some drug companies also offer prescription assistance programs for people with kidney disease, which can help reduce medication costs.
It's always a good idea to speak with a social worker or patient advocate who can help guide through the application process — your nephrologist's office may be able to connect you with one.
August 24
Join
Your Privacy Choices
